NILS- No Interest Loans

What are No Interest Loans?

No Interest Loans (NILs) enables people and families with access to fair, safe and affordable credit to purchase essential goods and services to the maximum value of $2000. 

Loans are free from fees, charges, and interest. Pay back only what you borrow. 

NILs is a smart choice financial option to help you pay for essentials and get what you need right now. 

Contact us today to check your eligibility and start your No Interest Loan application. 

Am I eligible? 

You are eligible for a No Interest Loan if you: 

• Have a Heath Care Card / Pension Card 

OR 

• Earn less than $70,000 gross annual income as a single 

OR 

• $100,000 gross annual income as a couple or people with dependants 
• You can show that you have the capacity to repay the loan 

What can I use a loan for? 

No Interest Loans can be used for costs associated with:

• Household Essentials
  Such as furniture, kitchen appliances and washing machines.
• Heath & Wellbeing
  Such as dental, medical and veterinary bills.
• Education & Employment Essentials
  Such as laptops, new uniforms or power tools.
• Housing
  Such as home repairs, removalist fees and bond payments.
• Vehicle & Transport
  Such as driving lessons, vehicle registration fees or car repairs.

Loans are paid directly to the supplier and cannot be used to repay debt(s) or for ongoing general living expenses like food. 

How long do I have to repay my loan?

The maximum loan repayment term is 24 months.

How can I get a No Interest Loan?

Contact us on 0243961555 today to check your eligibility and start your application